Truck and Trailer Insurance Made Easy

by TJ on May 6, 2011

Used Semi Trailers is the premier resource for information, equipment and services throughout North America for the trucking industry. Today, we’re looking at arranging insurance for your rig and trailer:

With more and more commercial trucks for sale, you might be considering buying a commercial vehicle to start a new career.  After you find the right rig for your purposes, you will want to look into financing, and (equally important) truck insurance.  You don’t have to go into the search for insurance with blinders on.  There are a few simple things you can consider when shopping for insurance.

First, you need to know just how much coverage you will need on your truck.  You’ll want to make sure you have the state requirements, but there are other things you need to consider as well.

You need to be covered against more than just accidents.  You’ll need an insurance policy that covers the type of cargo you’ll be hauling, as well as theft.  Also, you will want to buy insurance that protects you against underinsured or uninsured drivers.  These decisions you need to make before pursuing an insurance policy.

Shop around to find the best rate.  You’ll have more luck finding a good rate if you get quotes from a number of different insurance providers.  If you find a quote you like, make sure the company is legitimate by doing a little research through the Better Business Bureau and different rating services and regulatory organizations.  An insurance policy from an illegitimate company can mean no coverage, and lots of trouble for you.

Stay safe and make sure you maintain your vehicle to keep your rate as low as possible.  Keeping your vehicle safe is important for more reasons than just insurance – you want to keep yourself and others safe when you’re on the road.  Another good measure to take is the installation of some sort of anti theft measure.  You’ll be more likely to get a good insurance rate and be covered for theft if you have taken measure to prevent theft.  An alarm or a cutoff device can significantly lower your rate.

Once you purchase an insurance policy,  make sure you revisit its terms once per year.  Things can change, like the actual rates, your driving record, and more, so make sure you consistently choose the right insurance for your commercial vehicle.

The right insurance policy can make the difference between a safe and comfortable career in commercial trucking and a tense and unpleasant job that is full of worry and strife.  Make sure your insurance protects not only your vehicle, but your peace of mind as well.

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{ 2 comments }

Scott October 9, 2011 at 9:57 pm

Do you offer semi trailer insurance for a log equipment trailer with small boom/machine head and operator cab. Dimensions, 40ft long, 8 ft wide, 13 ft tall in operator cab, rest of trailer is flatbed set up. Please let me know if quotable. Thanks

TJ October 10, 2011 at 9:19 pm

Hi Scott,
We don’t offer insurance, have you tried RigQuote?

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